Medical Costs Insurance for Accidents
A lot of protection for a small amount of money. That's what Medical Costs Insurance provides if you have an accident anywhere in the world.
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The advantages for you
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Free choice of doctor and hospital following an accident.
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Home care, home help, spa treatments, recovery cures and the cost of aids are covered.
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We are here for you 24/7 on 0844 277 277 in an emergency.
- Medical costs insurance lets you take full advantage of the enjoy365 Health Shop and the active365 rewards app.
How Medical Costs Insurance works
If you have an accident, Medical Costs Insurance for Accidents lets you choose the doctor or hospital and decide whether you would like to be treated on a private, semi-private or general ward.
Cover that makes sense for everyone
Medical Costs Insurance for Accidents gives the self-employed, stay-at-home parents, children and young people a lot of protection for a small amount of money. It also makes sense for people in employment as it closes gaps in their employer’s accident insurance.
Your premium at a glance
Worth knowing about Medical Costs Insurance
Most working people are insured through their employer’s accident insurance. This often provides them with only minimal cover. Medical Costs Insurance closes gaps and ensures optimum treatment.
Accidents can happen suddenly
Medical Costs Insurance for Accidents is a reasonably priced way of supplementing mandatory accident insurance. It ensures the best-possible treatment by giving you a free choice of doctor, hospital and hospital room (semi-private / private).
CSS pays your medical costs for five years, with no limit to the amount. After that, it pays up to CHF 100,000 for your further recovery.
Benefits at a glance
Following the accident
Cost of transport
Unlimited cover for cost of transport and rescue operations
Search operations
Search operations – up to CHF 20,000 per insured person, or CHF 40,000 per event
Property damage resulting from violent crime
Up to CHF 2,000 for property damage resulting from violent crime
During recovery
Treatment
Outpatient and inpatient treatment
Choice of doctor and hospital
Free choice of doctor and hospital
Aids such as a wheelchair or nursing bed
Rental and first-time purchase of aids such as a wheelchair or nursing bed
Home care by qualified nurses
Home care by qualified nurses / home help up to a maximum of CHF 20,000
Spa treatments and recovery cures
Cost of spa treatments and recovery cures covered
Cosmetic treatment following an accident
Up to CHF 10,000 for cosmetic treatment following an accident
Frequently asked questions
Yes. Medical Costs Insurance for Accidents covers you for trips and stays anywhere in the world (outside Europe, for up to 3 years).
Yes. We cover the costs of treatment in a general, semi-private or private ward in public and private hospitals throughout Switzerland.
